Notice of Trustee's Sale
A Notice of Trustee's Sale is the recorded notice setting the date, time, and location of a California foreclosure auction — typically filed at least 90 days after the Notice of Default and posted at least 20 days before the sale.
It must be recorded, posted on the property, published in a local newspaper, and mailed to the borrower under Civil Code Section 2924f. The sale can be postponed, but once it occurs, ownership transfers to the highest bidder — often the lender itself, via credit bid.
Because California foreclosures are non-judicial trustee sales, there is generally no post-sale right of redemption once the trustee's deed is recorded — one of the most consequential and misunderstood facts about the process.
Once this notice is recorded, the timeline to act is short and firm. A sale needs to close before the trustee's sale date to preserve any remaining equity, which is why homeowners at this stage usually need a buyer who can close in days rather than the weeks a traditional listing requires.
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